How Much House Can You Actually Afford (By Salary)
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How Much House Can You Actually Afford (By Salary)
Jan 12, 2025
MSNVincent Chan
🏡 How Much House Can You REALLY Afford? Here’s what most buyers miss: Lenders let you spend up to 43% of your gross income on all monthly debt, not just your mortgage. That includes your car loan, credit cards, student loans, etc. 💡 The more debt you have, the less home you can afford. Less debt = more buying power More debt = lower approval amount 👉 Example: With low monthly debt, you could afford a home around $400,000 (Assuming: 6% interest, 3.5% down, 1.85% property tax rate, 0.8% insuran
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