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When buying health insurance, most people focus only on the sum insured and premium but waiting periods decide how useful your policy really is. Specific Treatment Waiting Period Certain commonly required, planned treatments like cataract, kidney stones, hernia, piles, sinus surgery, joint procedures, and more are not covered immediately. In most policies, these are payable only after a 2-year waiting period, even if they are not pre-existing. Now the important part 👇 There’s an optional add-on
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