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Dil tham ke baitho...! Critical illness insurance pays out a lump sum if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy. This payout can be used for meeting the day-to-day expenses until the individual is able to resume work. A critical illness plan can be purchased either as a stand-alone policy or as a rider (health insurance with critical illness cover or life insurance with critical illness cover). It is always recommended that you buy a stand-alone
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