Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

When planning your financial future in your 40s, one important part of the process is considering the unexpected, as there are any number of unusual expenses that can arise and cause issues with your ...

Long-term care insurance is an important financial planning tool that can help protect your assets and provide for your future care needs. This type of insurance is used to help cover the cost of long ...

It’s not just a ball of confusion when it comes to long-term care insurance. It’s one massive ball pit and Americans are drowning in it. It's time for the financial advisor community to literally play ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

In a split decision, the Tenth Circuit Court of Appeals recently affirmed summary judgment in PHT Holding I LLC v. Security Life of Denver Insurance Co., rejecting the plaintiff’s claim that the ...

Long-term care insurance (LTC) can pay for costs not covered by health insurance or Medicare, like a home health aide, physical therapy or ongoing care in a nursing facility. Before you buy a policy, ...

Personal accident insurance provides a vital financial cushion through lump-sum payouts for disability or death.