Most of us use credit cards for everything -- groceries, bills, even those random late-night Amazon splurges. So it's fair to wonder… Can you use one to buy a lottery ticket? In a lot of states, the ...

Economic benefits of financial inclusion, meaning a broadening access of the population to financial services, have been studied extensively, but less is known about its potential effects on financial ...

Income-seeking investors should consider increasing interest rate risk, or duration, in the bond portion of their portfolios while minimizing additional corporate credit risk. It had been easy to ...

If you remember the film “The Big Short” (or, more likely, get served 60-second clips of it regularly on YouTube Shorts), then you’ll probably remember the term “credit default swap.” It’s the tool ...

Sorry, prospective homebuyers. Just over a year after adding climate risk scores, Zillow has removed them from more than 1 million listings after real estate agents ...

Bottom line: A key measure of credit risk linked to Oracle has climbed to its highest level in three years, and Wall Street analysts warn that pressure is likely to intensify next year unless the ...

Some experts see a dangerous combination of factors reminiscent of practices that led to previous financial crises. By Patricia Cohen Patricia Cohen, the global economics correspondent, is based in ...

The frenzy to finance AI's data centers and GPUs is jamming bond markets. As issuance surges, capacity limits designed to ensure diversification and reduce risks could turn the boom into a credit ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Credit risk modeling is important for financial institutions. It represents the risk of borrower not being able to pay back the loan amount, credit card or other types of loans. In some cases, ...

Bankruptcies at First Brands and Tricolor should be a wake-up call for banks exposed to the private credit market. They should treat indirect lending to shadow banks as a high-risk activity that ...