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Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Marguerita is a Certified Financial Planner ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

IRA distributions are not considered earned income for the Social Security earnings test. Traditional IRA distributions increase AGI, which could cause up to 85% of your Social Security to be taxable.

If you inherit an IRAs, you may need to take required minimum distributions (RMDs). Spouses may delay RMDs or opt for life expectancy payouts; others face stricter timelines. Non-spouse heirs ay need ...