Editor's Note: This story has been updated to reflect the correct spelling of Bryan Cutler's name. With a heat record set on Monday in Lancaster County and Tuesday promising to be another scorcher, ...

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Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...