Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. While debit cards lack many of the perks of credit cards, some do offer cash back and other rewards. To ...

Erin Bendig has extensive experience in various areas of personal finance. She previously worked as a staff writer for Kiplinger.com, focusing primarily on savings accounts and banking. In addition, ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.