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If you're a homeowner in the U.S., you could be sitting on a lot of cash — and HELOCs can help you access that money. A home equity line of credit (HELOC) lets you tap into your home's value with a ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. If ...