When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

Roth IRA conversions are a brilliant strategic stroke for some people but a sub-optimal choice for others. Which tax bracket(s) can benefit the most?

You have to weigh the pros and cons of converting early in the year versus waiting until year-end.

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

Think of much further your retirement income would go if it was tax free? We share how to get $70,000 into your Roth accounts each year. Taxes are often one of the biggest expenses retirees incur.

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.

I'm sorry you've had so much trouble with this topic-many retirees run into similar questions when planning Roth conversions around Medicare premium thresholds. Fortunately, the answer is pretty ...

You're contributing to your 401(k) and trying to save for a Roth IRA, but your paycheck only goes so far. How do you decide ...