The SECURE 2.0 Act is built on original 2019 legislation and includes more than 90 provisions designed to expand retirement ...

The IRS and Treasury finalized a Secure 2.0 rule for catch-up contributions for 401(k) and other plans. Here are the key ...

The final rules around catch-up contributions in Roth retirement accounts, as well as contribution limits, will generally ...

The IRS also signaled flexibility for early adopters. While the mandate doesn’t formally apply until 2027, plans can implement the Roth catch-up rule earlier if they follow a “reasonable, good faith ...

Of course, there are some downsides. You don't get to take advantage of capital losses, which can be used to offset gains in ...

Based on the 4% rule, you could safely withdraw just $12,000 a year from this nest egg, which is woefully inadequate for any ...

Contributing to a 401(k) is one of the most effective ways to save for retirement. However, it's possible to have too much of a good thing—that is, overcontributing to the account.

Retirement planning involves more than building a nest egg, it also requires managing taxes so you keep more of your savings. Whether you are starting your career or nearing retirement age, the right ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

When you invest using a Roth IRA, you can buy any stock or exchange-traded fund (ETF) that you could in a regular brokerage account. This gives you the option to invest in single stocks you're ...