Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

*Rates and APYs are subject to change. All information provided here is accurate as of November 1, 2025. You can shop for an auto refinance loan directly with a bank, credit union or non-bank ...

Mortgage rates recently fell to their lowest level in more than a year, fueling a 111% surge in refinancing activity compared to last year. If you’ve been thinking about refinancing, here’s everything ...