Forbes contributors publish independent expert analyses and insights. Michael L. Millenson writes about healthcare as a skeptical optimist. To understand why access to affordable health insurance has ...

Gap insurance: Is it needed when buying a new car? There’s nothing quite like the feeling of driving a brand-new car off the lot. The spotless interior, the gleaming paint, the distinctive “new car ...

Learn how renters insurance protects your belongings, covers liability, and supports additional living expenses. Discover why it's crucial even when not legally required.

My team and I spent the past year, including actively participating in 14 auto insurance committee hearings before the legislative session, working with legislators to draft a comprehensive package of ...

A mortgage is more than a rate and a closing date. It is a family planning for what happens after the keys are in hand. That is why insurance is not optional and belongs beside pricing, product fit, ...

The most dangerous moment in insurance isn't the storm; it's the form. It's the exhausted policyholder trying to remember which "date of incident" counts, the HR admin juggling enrollment windows like ...

There’s nothing quite like the feeling of driving a brand-new car off the lot. The spotless interior, the gleaming paint, the distinctive “new car smell”-it’s a moment of pure excitement. You have ...