A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

FICO today announced that more than 40 lenders have now joined the FICO® Score 10T Adopter Program for non-conforming ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed ...