If you’re opening a new account, there are two terms you might hear a lot: credit report and credit score. While they’re ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...