When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to ...

Closing a credit card with a high limit can drop your credit score. Here's how it affects your credit utilization, history, ...

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

ChatGPT shared some proven tips to raise your credit score fast. See what steps you could follow now to potentially see a 150 ...

The national average credit score fell to 717, according to a new report from FICO. Credit scores had steadily improved for a decade, but increases in missed borrower payments and rising consumer debt ...

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits wisely is crucial for financial health.

The good news is that there are ways to improve your credit score without a credit card. One of them is to use a credit-building tool, such as CreditStrong’s Revolv, which helps lower your credit ...

Using a credit card for a big purchase can help you earn rewards and comes with additional benefits and protections. Large purchases on a credit card can affect your credit utilization and hurt your ...

I know that you should keep your utilization down, under 50%. However, what is more important: that each card be under 50% or that the average be under 50%? I have one card that has an extremely low ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...