The report revealed that cardholders in the U.S. earned more than $40 billion in rewards in 2022. But cardholders didn’t claim more than $33 million of that amount, which suggests that consumers either don’t know how to redeem the rewards they’ve earned through their cards or they don’t mind taking their time to claim them.

When you get a refund on a credit card purchase, you usually see the refund in your account within a few days. However, you'll likely lose any rewards you earned on the purchase. It'

Visa and Mastercard announced a new proposal with U.S. merchants in a 20-year-long legal battle over interchange, or swipe, fees. The proposal includes a temporary reduction in swipe fees and could loosen the "honor all cards" rule, potentially allowing ...

Once enrolled in a payment plan, you may need to update your credit card number on your existing payment profile. Only the plan owner can make these updates. Students can access QuikPAY through the Billing/Payments tile in HUB. Authorized payers can access ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as listed on your credit reports. That means a card with a $1,000 limit and a $200 balance has 20% utilization.

Lloyds Bank has spelled out the rules for customers wanting to use Google Pay for transactions. Users with Android devices can set up Google Pay to make payments. The service allows you to make payments that exceed your contactless card threshold.

A significant transition is underway for customers of Halifax and its sister brands as their credit cards are set to be replaced over the coming months. The switch, already communicated by email and letters,

A former Senior Publishing Editor on the Dow Jones Newswires team at The Wall Street Journal, Aaron earned a Bachelor's degree in Economics from the University of Michigan and a Master's in Journalism from Columbia University. Kevin Carter / Getty Images ...

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and strategies for responsible card use.