Learn about insurance cutoffs in reinsurance contracts, which define a reinsurer’s responsibility for claims after contract termination, key to understanding risk exposure.

Insurance is crucial for managing financial risks and protecting yourself in the case of unexpected events. There are numerous types of insurance — from health and auto insurance to life and property ...

Learn how understanding insurance exclusions can protect you from unexpected claim denials, with insights from the National ...

SAN ANTONIO – As if picking a plan wasn’t tough enough, you first have to decipher a long list of terms when it comes to health insurance coverage. The KSAT Explains Team put together a glossary to ...

Homeowner's insurance typically covers wind and hail damage, often with a separate hurricane deductible. Flood insurance is a separate policy covering damage from storm surge, heavy rain, and rising ...

When planning for the future, life insurance is a key component of a well-rounded financial strategy. One type that often goes unnoticed is second-to-die life insurance, or survivorship life insurance ...

For the modern driver, auto insurance can seem frustratingly complex. It can feel like premiums are always on the rise and the insurance market seems perpetually unpredictable, making planning ...

Car accidents, unfortunately, are a common occurrence, and navigating the aftermath can be confusing and stressful. A vital part of this process involves understanding how car insurance works after an ...

The Rise of Health Issues Linked to Lifestyle Choices Increasingly, long working hours, poor dietary choices, and lack of ...

This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps ...