This is the first in a series of discussions about insurance issues unique to the Lone Star State. Let’s use a basic $3 million, three-layer insurance program as an example. Insurer A provides ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping individuals and businesses manage uncertainty.

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...