If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

Homeowners who've previously received a United States Department of Agriculture (USDA) home loan already know how beneficial their programs can be for low to medium income home buyers who wouldn't ...

Refinancing is replacing an existing loan with a new loan with different terms and conditions. This often involves paying off the original loan and taking out a new one with more favorable terms, such ...