Costs happen. And price increases on everything could be the most life-impacting development of 2025. Looking ahead, millions of people are expected to decide that health insurance is unaffordable for ...

Think hard before you play with you and your family's health.

Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

For years, emergency medicine providers have watched the number of self-pay and high-deductible plan (HDHP) patients climb. With mass Medicaid disenrollments due to the unwinding of the pandemic-era ...