As we start off 2025 with the goal of achieving better retirement outcomes, some of us are willing to make sacrifices to achieve our retirement goals while others are looking for a magic formula or ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Planning for retirement doesn’t have to be complicated. A straightforward ...

You’ve diligently saved for retirement, but how are you going to spend it? The standard rule-of-thumb is the so-called 4% rule, a retirement withdrawal strategy that suggests retirees can safely ...

TikTok star Austin Hankwitz has built quite a following by breaking down complicated financial concepts into easy-to-digest bite-sized videos. His latest viral content focuses on a surprisingly simple ...

In 2022, I attempted to answer this question by building a retirement simulator based on Indian market data to calculate the safe withdrawal rate (SWR). In subsequent research, I extended these ...

Retirement is a major milestone in every working person’s life. Along with emotional changes, financial security becomes the biggest concern. To ensure stability after retirement, the Employees’ ...