Only 40% of Nationwide survey respondents said they were on track with their retirement budget and decumulation plan.

For those who retired in the past five years, the shift from a steady paycheck to relying on savings has prompted many to question whether they should have planned differently.

Failure to plan for decumulation may be the perfect receipe for running out of money in retirement. The earlier you begin to plan for decumulation, the more time you have to decide what you want your ...

Before collecting your first Social Security benefit, ensure you have a decumulation plan in place. "Decumulation" refers to how you plan to spend your money in retirement. Part of designing a ...

Fewer than 25% of retirees are estimated to have employed a systematic approach to drawing down their savings. About 49% of retirees opt to withdraw the money they need as they go, potentially ...

Retirement advice specialists will stand apart from generalists in 2026 by demonstrating a superior understanding of modern retirement income strategies and solutions. The rise of specialists will ...

Kirsty Ross of People’s Partnership looks at the government’s proposal for pension schemes to offer default decumulation services, and how these might best be designed. The recent Pension Schemes Bill ...

Key Takeaways According to a 2025 study, 93% of workers want 401(k) plans to offer lifetime income options.Still, lifetime income can come from sources like Social Security, pensions, annuities, and ...

Stepping away from work is extra challenging when you're a business owner, and a successful retirement requires planning that looks beyond the financials.

For millions of Americans who retired in the last five years, the transition from earning a paycheck to living off savings ...