A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred accounts are subject to RMDs. That means the account holder must take a set ...

One of the pros of retirement accounts like 401(k)s and traditional IRAs is that contributions can lower your taxable income. However, getting a tax break upfront doesn't mean you're off the hook ...

This article discusses what your RMDs might be if you have $500,000 tucked away in your retirement accounts. I'll also ...

The IRS eventually comes looking for the tax revenue it didn't get to collect earlier on the money invested within IRAs and other tax-deferred accounts. Just because you withdraw money from a ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 and 1959. The Secure 2.0 Act ended RMDs on Roth 401(k) plans and Roth 403(b) ...

If you are retired, this is the perfect moment to review your investment exposure and — if you will be older than 73 this ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

Question: I am retired and turning 73 in 2025. My brokerage company just informed me by letter that I am required to take a distribution from my traditional IRA account. I do not need the money and do ...

Do the ins and outs of required minimum distributions (RMDs) from individual retirement accounts (IRAs) have you feeling a bit overwhelmed? Maybe you're turning 73 years old this year and will soon be ...

Required minimum distributions (RMDs) start in the year someone turns 73. The amount of your RMD depends on your age and account balance at the end of the previous year. Failing to take your RMD could ...