Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

Retirees facing a $400K lump sum or $2,000/month pension are not just picking a payout style, they are locking in how much ...

Workers with defined benefit pensions may be offered the chance to collect a one-time, lump sum payment instead of monthly ...

If you're fortunate enough to have a pension at work, make sure you make the most of it. Having enough income in retirement is a primary concern for everyone approaching the end of their careers.

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

Receiving a big lump sum can be a chance to strengthen your finances. From paying down debt to saving and investing, here are 4 smart ways to make the most of that money.

The government has updated a rule that governs worker and retiree pension plans. The U.S. Treasury Department recently released new guidelines in March that allow employers to offer a lump-sum payout ...

Dear Savvy Senior: In light of the stock market crashing, I’ve heard that Social Security offers a lump-sum payment to new retirees who need some extra cash. I have not yet filed for my retirement ...

I’m often asked how to invest a lump sum of new cash. Should this money be invested in the markets all at once or dollar-cost averaged (DCA) over time? The answer depends on several factors: where the ...

While they have become less popular, some people are blessed to have a defined benefit pension plan as part of their compensation package. Most defined benefit pension plans have the option to take a ...

Companies offer benefits to attract and retain workers. But what happens when they restructure their benefits? In the retirement benefits arena, a number of employers aiming to shave costs while ...

Before deciding when to invest you have to figure out which assets you want to invest in. Overweight sectors or stocks make your portfolio more vulnerable. Invest more in stocks you already own, in ...