Life is full of mysteries, and for many people, credit scores are among them. But they shouldn't be. Your credit score is a key that unlocks most of the major financial products anyone will ever need: ...

Most credit bureaus like Experian, Equifax or TransUnion will use either FICO or VantageScore when it comes to calculating credit scores based on things such as spending history, payment history, what ...

A new report found that having a low credit score can double the amount a person pays for homeowners insurance, and the figure is higher for those in Illinois. The Consumer Federation of America and ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

In all but three states it's often more expensive for homeowners to have poor credit than to live in an area with a high risk of natural disasters. That’s due to insurers adding a “credit score ...

Data: Consumer Federation of America, Climate & Community Institute; Map: Alex Fitzpatrick/Axios People with low credit scores can expect to pay nearly $2,000 more annually on average for home ...

Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...