Washington state’s new, long-term care insurance program gives residents a lifetime benefit of $36,500, which can pay for approximately 81 days in a nursing home. The benefit is a first-in-the-nation ...

Long-term care is a high risk and huge potential cost for aging Americans. Yet few plan ahead, and fewer still insure privately for this impending peril. Until now. Private insurers report that ...

SEATTLE — Starting Oct. 1, residents can apply to opt out of the WA Cares Fund, a new long-term care insurance benefit for workers in Washington state. The program, which will be funded by a mandatory ...

Washington state’s mandatory long-term care (LTC) insurance program, WA Cares, and the payroll tax that funds it will become optional if voters approve a citizen’s initiative in November. WA Cares was ...

If you have never thought about long-term care (LTC) insurance before, take notice of the new payroll tax that Washington state implemented on July 1. It could spark similar action that eventually ...

Life insurance is a versatile product that Americans use for protection, tax planning, a savings tool and many other important life planning options. Of late, Americans are turning to life insurance ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

I’m 63 and have been on Social Security disability since 2008. My wife, also 63, stays home to care for me. We’re in poor health and were denied or quoted high rates for long-term care insurance in ...

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