Just like my 3rd grade teacher used to say: "If you fail to plan, you plan to fail." And that's exactly what happens with 0% intro APR credit cards. Most people start out with the best intentions, but ...

Back when a close friend of mine was paying off credit card debt, the biggest difference-maker in his plan was shifting his balance to a 0% intro APR card and using that interest-free runway to get ...

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