Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

Fixed income is for stability. In 2025, interest rates on fixed deposits fell, while yields on government bonds increased. The interest rates on corporate bonds saw some moderation but held steady.

Mortgage rates have fallen to a 52-week low, according to economists at Freddie Mac.¹ That’s good news for homebuyers who have faced tight inventory, higher rates and rising prices. When rates drop, a buyer’s purchasing power increases. Lower rates ...

A call date lets issuers redeem callable bonds before maturity. Understand its role in bond investments, how it impacts interest income, and investor considerations.

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed rate cut in December. Cantankerous and increasingly ...

The Federal Reserve on Oct. 29 announced a quarter percentage point rate cut, marking its second consecutive rate reduction. The move brings the Fed’s benchmark interest rate down to a range of 3.75% to 4%. Some economists think another cut could come at ...

President Donald Trump’s attack on two of the biggest ways banks make money off of credit cards has Wall Street racing to come up with an an olive branch — even as they gear up for a potential fight.