Income protection insurance can offer a lifeline if you’re unable to work due to illness or injury by paying out a portion of your salary while you’re off. Our guide explains the options to help you ...

Market fluctuations impact retirement assets, sometimes costing clients thousands once they need to tap into their hard-earned savings. Rather than leaving success to the chance of a volatile market, ...

Income protection insurance, which was also known as permanent health insurance back in the day, pays a tax free lump sum in the event of ill health. It replaces part of your income if you are unable ...

Many definitions within life insurance have been subject to drastic changes as time rolled past. However, Col Fullagar notes income-protection cover definition is one of the most outdated. When it ...

There are around 4.31 million self-employed workers in the UK according to recent government figures. If you are among them – and therefore without employer-based sick pay – being unable to work will ...

Questions are being raised about “outdated” age limits on income protection which could leave older workers and entrepreneurs exposed to financial risks. Currently, the maximum age you can take out ...

A typical Australian with a 40-year working life between the ages of 25 to 65 will earn more than $2.2 million. But sometimes life can be unpredictable, leaving us in situations that we did not ...

There’s so much to love about running your own business: from the freedom and flexibility of choosing when and where you work to the simple joy of not having a boss to tell you what to do. However, ...