You have to weigh the pros and cons of converting early in the year versus waiting until year-end.

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

Because of our income bracket – we make over $350,000 per year – we cannot contribute to a Roth anymore. We're 61 and 62, and ...

I'm sorry you've had so much trouble with this topic-many retirees run into similar questions when planning Roth conversions around Medicare premium thresholds. Fortunately, the answer is pretty ...

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...