Many investors within five years or so of retirement have the bulk of their savings in traditional tax-deferred 401(k)s and individual retirement accounts, instead of the after-tax Roth versions of ...

For retirees looking to minimize their taxes and maximize their financial legacy, a Roth conversion has long been a powerful tool. However, the upfront tax bill has always been a significant hurdle.

You're contributing to your 401(k) and trying to save for a Roth IRA, but your paycheck only goes so far. How do you decide ...