With a CD ladder, you can lock in these higher interest rates while they last and still access your cash at regular intervals. Here's a breakdown of how they work and how much you ...

Things might be changing soon for savers. Kiplinger Investing for Income editor Jeffrey Kosnett recently said: "You might be wise to lock in Treasury-bill and CD ladders sooner rather than later." The ...

A CD is basically a time-locked savings account. You park your money for a set period — could be six months, could be five ...

In the current environment, certificates of deposit (CDs) continue to offer competitive interest rates. Some traditional CD ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

"It's expected that CD rates will come down by the end of the year," says Krisstin Petersmarck, founder at New Horizon Retirement Solutions. "The expected rate is about 25 basis points, with a ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Your deposit in an HYSA is protected for up to $250K, making it a safe spot for savings. But consider limits, fees and ...

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...