Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what ...

In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest.

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

When you take out a personal loan, your interest payment is generally fixed. This means you’ll have equal monthly payments factoring in the amount of interest you owe on top of the funds you borrow, ...

Inflation savings bonds, called I Bonds, have two components: a fixed rate that remains with the 30-year life of the bond and a variable rate that adjusts each six months after you bought the I Bond.

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...