In the rolling hills of Lake County, Calif., residents in Kelseyville are getting home makeovers. The improvements aren't eye-catching: new gutters on the roof, gravel around the exterior walls and ...

These houses are in areas increasingly prone to natural disasters like wildfires or hurricanes. Private insurance wouldn't cover them, so they are covered under insurance plans of last resort, known ...

Many home insurance policies don’t cover the full cost of rebuilding after a disaster, a problem that’s set to grow along with the impacts of climate change.

Oregon lawmakers are weighing a proposal aimed at easing the state’s growing home insurance crisis by requiring insurers to ...

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...