Usage-based insurance uses telematics to track real-time habits like braking, speed, and phone use to reward safe drivers with discounts. While most insurers offer a sign-up discount of around 10%, ...

Drivers who use their personal vehicle for work, such as delivery or rideshare drivers, face a higher degree of risk and need to purchase additional coverage to account for that risk. Because of that, ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

If you drive fewer than 10,000 miles per year, a pay-per-mile or usage-based insurance plan could be right for you. Here are our favorites.

Car insurance premiums have a lot of deciding factors, but how does the insurance company give coverage to a car worth over ...

A high deductible means lower premiums but it’s not right for everyone ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. When my car insurance ...

According to Gov. Hochul, some estimates stated car insurance premiums were inflated by as much as $300 per year on average.

Here’s what could happen if you don’t tell your insurer about any teenage drivers in your family — or try to get a separate policy for them altogether. By Ron Lieber Drivers are getting a bit ...

Certain types of car insurance are required by almost all states, and many additional options are usually available. Rates are determined by the coverage and deductibles you choose, your car, ...

There are no shortage of great mysteries in this life. What happened to that lucky pair of socks? Why did a butterfly flapping its wings in Borneo cause fuel prices to rise? And where did I leave my ...