Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Consumer Reports recommends working with an independent local insurance agent who can compare policies available in your ZIP ...

Insure.com reports that hurricane insurance premiums can exceed $4,500 annually in hurricane-prone states, driven by climate ...

If you think your budget has been tight lately, you might look at your insurance bill. A 45.8% increase in regulator-approved home insurance rates is one that's severely impacting housing ...

Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance ...

Many people would not connect climate change to home insurance rates — but they should. Insurance premiums of any kind are based on risk, and some states carry significantly higher risk than others.

While car-and-home bundle discounts are common, Amica has discounts when you combine auto insurance with different kinds of ...

Insure.com reports that hurricane insurance premiums can exceed $4,500 annually in hurricane-prone states, driven by climate ...

Home insurance rates in Florida are actually declining even though premiums are going up. Here's the reason why.

Premiums in any state can vary by type of house, location, claims history and other factors. However, Mercury, Allstate, ...