"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

One in four U.S. homeowners have been dropped by their insurer last year, according to a new survey. Half of those lucky enough to still hold a homeowner insurance policy told personal finance company ...

Owning a home in Texas comes with big responsibilities, especially when it comes to your roof. From scorching sun and high winds to hailstorms and hurricanes, roofs here take a serious beating. That’s ...

HOUSTON — Jonathan Leopold is one of Houston’s newest homeowners. “The American dream. You know, work hard, save up some money and find a house to set some roots,” Leopold said. But the part of the ...

HOUSTON – In recent years, Texas homeowners have faced a daunting challenge: skyrocketing home insurance premiums. This issue has become increasingly pressing, particularly following a series of ...