As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Your credit score is one of the most crucial indicators of your financial health. Having a higher score can help you achieve your financial goals, access lower interest rates when borrowing money and ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and higher ...

Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and ...

A new report from FICO reveals that the national average U.S. FICO score is 715, down two points since April 2024. While 715 is considered to be in the “good” score range, the fact that the average is ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader, FICO, has announced that Atlantic Bay Mortgage Group is the latest to adopt FICO ® Score 10 T, FICO’s newest, most powerful and ...

SAN JOSE, Calif.--(BUSINESS WIRE)--Recent data from independent research firm, Mercator Advisory Group, now a part of Javelin Strategy & Research, found that asset-backed securitizations (ABS) ...