An FHA loan is a type of mortgage that is insured by the Federal Housing Administration, a subsidiary of the Department of Housing and Urban Development. FHA loans are issued by private mortgage ...

The Federal Housing Administration (FHA) is increasing the “floor” and “ceiling” FHA loan limits in 2025 to $524,225 and $1,209,750, respectively, the agency announced Tuesday. The new FHA loan limits ...

To find the best FHA lender, shop around with at least three lenders and compare their loan offers and terms. Ask FHA lenders about their current rates, if they offer down payment assistance and a ...

If you’re thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people — especially first-time homebuyers or those with past credit issues — get into ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

In spite of skyrocketing mortgage rates, average home prices are still increasing by double digits year over year. To help potential homebuyers caught between this crunch of high home prices and ...

Using an FHA loan to buy your home can reduce how much money you’ll have to put down upfront. However, while FHA loans are considered easier to qualify for in terms of credit scores and debt-to-income ...

FHA loans are a good option for people with credit issues because you can qualify with a credit score as low as 500. They’re also good for people with small down payments, as you may be able to ...

FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...