Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Safe Auto Insurance was a specialty auto insurer that focused largely on drivers who struggled to obtain coverage from standard carriers. Its niche was offering minimum-required liability insurance ...