Why Credit Scores Don’t Always Match and Which One Really Matters Most to You

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Solana based lenders are rebuilding credit models for small businesses banks still ignore

Tala execs say proprietary data and adaptive underwriting could unlock lending for entrepreneurs shut out of traditional ...
JD Supra

CFPB Highlights Fair Lending Risks in Advanced Credit Scoring Models

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use of advanced technologies in credit scoring models. This ...
JD Supra

CFPB Examinations Highlight Fair Lending Risks in Credit Scoring Models

Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 Supervisory Highlights: Advanced Technologies Special Edition.
Black Enterprise

FICO Integrates Buy Now, Pay Later Loans Into Credit Scoring Models

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

Here's Why Your Credit Score Dropped Even Though You Paid Everything on Time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

6 Smart Ways To Get Approved for Loans and Credit Cards with a Low Credit Score

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...
Fox Business

Buy now, pay later loans will now impact Americans' credit scores

FICO said on Monday that it is going to incorporate buy now, pay later (BNPL) data into credit scores as the payment method surges in popularity. The FICO Score 10 BNPL and FICO Score 10 T BNPL will ...

Block, Inc. Surpasses $200 Billion in Credit Provided to Customers, Continuing to Address Global Lending Gaps

Block, Inc. (NYSE: XYZ) today announced it has provided access to more than $200 billion to customers in global lending across its portfolio of credit products, including Cash App Borrow, Afterpay, ...
CNET

'Buy Now, Pay Later' Plans Will Start to Impact Your Credit Score Later This Year. Here's How

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...