(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Qualifying for a bad credit loan typically involves fewer requirements compared to traditional loans. Lenders may focus more on the borrower’s income and employment status, rather than credit history ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

Lenders use FICO auto scores to determine consumers' creditworthiness for car loans Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Learn how subprime credit cards offer options for borrowers with poor credit. Understand their higher rates, credit limits, ...

Researchers found that four in 10 borrowers have credit scores too low for private loans, raising concerns that the new ...