FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Your credit card spending can impact your credit score. The more of your available credit you use at once, the more it has the potential to drag your score down. Find ways to manage your credit cards ...

One of the benefits of buy now, pay later loans is changing. FICO, the company that calculates most of Americans' credit scores, announced Monday it would be releasing a credit score model this fall ...

New credit scoring will soon include buy now pay later, a welcome change for lenders who don’t want to make risky loans but maybe not so much for the growing share of users who pay late. BNPL’s ...

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...