The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic protections ended.

Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score, which ...

The wild, Wild West days of mortgage interest rates crashing below 3% are long gone -- and will likely remain long gone for a long time. But the good news is that with the Fed set to cut the federal ...

No matter how old you are, once you’re an adult paying your bills is just a part of life. Added to that, with the ebb and flow of income due to job loss or career change, your credit card balances can ...

Young woman with credit card. “Exceptional.” Depending on one’s frame of mind, the word may conjure up anything from a mint condition rookie card to possibly being asked, again, to stay after class.

If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be ...