Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

This Redditor is in a regrettable situation, and his mother has knowingly done this to him. There is no question that the Redditor has a long road to recovery in terms of his credit score. The ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

He’s right, but life is harder without a credit score and there’s often no reason to make things more difficult. Unless you have a problem with debt, you’re better off finding a good cash back card ...

A drop in your credit score can be a temporary, minor occurrence or it can indicate something far more serious. For You: 5 Subtly Genius Moves All Wealthy People Make With Their Money Earning passive ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...