Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Knowing where you stand is easy, harmless, and usually free Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services and ...

An excellent credit score is not always necessary to get the best interest rates. Payment history and credit utilization are both key factors in determining a credit score. Maintaining a stellar ...

The average credit score for American adults is 717 based on FICO's scoring model and 702 based on VantageScore. The average credit score generally increases with age, likely due to older generations ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Despite scores differing heavily, no state falls below a 'good' rating Ward Williams is a former Editor for Investopedia focused on student loans and other financial products and services. He has over ...