Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

A great credit score makes borrowing money more affordable. Focus on paying debts on time and keeping credit card balances as low as possible. The right cash back credit card can earn you hundreds, or ...