Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

In this video I break down the five key factors that make up your credit score and how lenders really see you. I walk through payment history, credit utilization, length of credit history, credit mix, ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. The ...

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac In a move that Federal ...

Californians, on average, have “good” credit scores. To compare California’s bill-paying habits with those of other states, my trusty spreadsheet analyzed two rankings of credit scores. These are the ...

Fair Isaac is upending the credit-scoring industry by giving mortgage lenders a way to get its credit scores without buying them from Experian, Equifax EFX0.16%increase; green up pointing triangle or ...