The wise minds at Moody’s Investors Service finally acknowledged last week what the other two main credit rating agencies did years ago: America has a debt problem. Now it’s time for America to ...

In recent years, buy now, pay later (BNPL) services like Afterpay, Klarna, Affirm and others have exploded in popularity, especially among younger consumers. The appeal of this type of payment option ...

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

The proposal could lower borrowing costs, but critics warn of reduced credit access and fewer rewards. Many or all of the products on this page are from partners who compensate us when you click to or ...

For consumers managing credit card debt, here’s how to research options and avoid promises that may not deliver – like someone claiming to repair bad credit overnight. The Texas Office of the Consumer ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

The wise minds at Moody’s Investors Service finally acknowledged last month what the other two main credit rating agencies did years ago: America has a debt problem. Now it’s time for America to ...